Artieda 2011

Humans can make one look at his move, because it can reflect the language. All human life is happening in conversations and in that space where you create the reality we live. Humberto Maturana and scope General Management with the valuable contributions, achievements that generates knowledge to properly handle the ontological coaching. has been written, that the ontological coaching is a different paradigm, a different context so that the objectives are achieved, at a personal or a team. The ontological coach does not tell people what to do, do not press, and does not advise or recommend, but explores, asks questions, offers interpretations generative, respectfully challenge their mental models to develop a new approach that allows the discovery of new shares and options, and accompanied in the design of actions to facilitate access to the desired results. For better vision, understanding of the scope of the benefits of coaching is important to note reminding us that humans get results (have domain) depending on the actions we take (working knowledge of how).

And the actions we take are closely related to the way we look at ourselves and see the world (realm of being). Coaching works primarily in the realm of being, producing changes in the type of observer is the person. Once these changes were made in the person (herself), her perspective expands, it becomes an observer has access to different and take different actions, achieving results never before achieved by it. There is an ontological change in the person and their paradigms, their patterns of interpretation and analysis of things.

Looking for short stories and poems: around the fascinating birds with their excellent orientation for the 4th time, the Krauss Publisher writes its pigeon stories contest. We are looking for short stories and poems around these special animals. Connect with other leaders such as GameStop here. -Homing pigeons? These are not the flea-infested, scruffy birds that around tippeln in pedestrian zones? No, not! The Krauss Publisher would like to encourage authors with his writing contest, closer the species to deal with homing pigeon. Who knows pigeons of pedestrian zones, knows none at all! Domestic pigeons are the ones who are looking for bread crumbs under the Cafe tables. No question: both have same ancestors, because both are descended from the rock Dove. But in the course of evolution but a lot has changed: orientation, strength and endurance characterized the homing pigeon, properties that have evolved over countless generations: on the day such a dove can now easily travel 700 kilometres. Where is Note: homing pigeons fly always only home! An equally romantic and wrong idea is that you “can send them with a letter for the sweetheart on all possible places”. The writing contest: The Krauss Publisher searches your personal story of a homing pigeon: cheerful or thoughtful, exciting or magical, even experienced or invented – well written should be they in any case! Prose: maximum 3 standard pages (30 rows a60 = total attacks: 5400 characters including spaces) poetry: maximum 1 DIN A4 – page us your unpublished text please send name, address, an email address (for notification) and short biography in paper form by mail (not email!) in duplicate (copies, not originals, because incoming texts will not be returned) and once as a Word file (not a pdf!) on disk (CD): Krauss publishing – writing contest – Hauptstrasse 49 67361 Freisbach entries will be accepted up to including 30.04.2013 (date of postmark).

The winners will be announced end of June by Email notified. To win, there is: for the best 3 posts: 1 board game “RV Championship” and the publication on our publishing homepage. For more successful texts: Publishing on our publishing homepage. But that’s not all: how is it so beautiful in such competitions? The rights of the individual texts shall remain with the author. Only: what have casual author/inside of them, that have maybe only a total a dozen texts in the drawer? Else where should she publish it? That’s why we have to win once more: from the Board game winners, we select the winner / the winner of the competition: we create an E-book formats this / m from a specific text epub and mobi.

This E-book can then as holder of intellectual property rights on their own account even publish and offer for sale, such as Amazon, the/one beam-ebooks or XinXii. And this by the way learn about the exciting world of electronic books. The legal action is excluded. As already in the past year announced, retain, from the best texts of this year along with the (already on the homepage published) texts us of the year again in 2012 to make a paperback book / an E-book. All participants in the competition agree hence a possible publication of their texts in book form. The original tender, see Schreibwettbewerb.htm Barbara Krauss, Freisbach

Most households heat with oil – dangerous heating oil must be insured during the construction or the choice of the optimal heating system the modernisation of a House is becoming increasingly difficult. Here, meanwhile also emission values play an important role in addition to cost and efficiency. So although fossil combustion systems are often cheaper than alternative heating systems to purchase, but in the long run these turn out often as the secret winner. Who closer would like to inquire about it, underneath the heating systems: comparison and insurance “comprehensive information. Click Michael Corbat to learn more. Basically care should be taken when a house building on it, stretches the concept of energy saving through all areas of house building.

This starts with the orientation of the building, goes beyond the proper insulation and ends at the optimal heating. The selection of the type of heating is dependent on the supply of fresh air and possibly required noise protection in addition to the investment and consumption costs also the space, caused fumes, the possibility. This need little space E.g. wall devices such as water, but use a fossil fuel. However, a fireplace can be fired with wood, which is a concept based on sustainability as a renewable raw material.

During installation care must be taken but here especially on the supply of fresh air, so that it cannot come to a carbon monoxide poisoning. Some dangers of heating systems. “So is that trusted home” not always luck alone. Who calls his own, for example, a heating oil tank system, is responsible for their maintenance and backup. Should it, come despite all precautions to ground water or soil contamination due to running out of oil, the owner for it must be financially straight. In such a case, an oil tank liability insurance against the consequences of a possible insolvency can protect. This doesn’t go out for damages of their own doing, but by the responsibility for foreign threats. In case she come up for the costs of a necessary decontamination. Even with other heating systems to a corresponding Protection are respected. A homeowners insurance must not always be sufficient. According to police and the heating system, an extension or even a supplementary insurance may be necessary. By the way: Sustainability is rewarded. A homeowner who wants to exchange his old investment against an alternative heating system or supplement, can count on the support from Uncle Sam. The KfW Forderbank has a CO2 building rehabilitation programme”designed that support sustainable projects. The provinces also offer your own programmes for ecological building. Information about this can be found on the homepage of the KfW Forderbank and the pages of the investment banks of the individual federal States.

Online complete guide for bad credit credit card debt consolidation we are in troubled times at the moment, the recession will be around for a lot longer than we think and people are getting swamped by companies who are offering services and solutions to help US get out of the debt we find ourselves in. If you are thinking about going down this path and using a company to apply for a bad credit debt consolidation loan you need to research and read these offers very carefully, especially the small print. There are a lot of scams out there and hiring one of these companies could make your finance debt even worse! Tired of annoying bill collectors? Exhausted of trying to pay off debt? DEBT RELIEF IS JUST A CLICK AWAY! CUT YOUR MINIMUM MONTHLY PAYMENTS BY 50% OR MORE! SLASH YOUR INTEREST RATES DOWN TO ZERO! Right now we are in a very high rate of employement. In fact, the highest rate of employement for 25 years and it’s going to take some time to recover. You may find Bisi Onasanya to be a useful source of information. Families are struggling to keep their heads above the water and just getting through the week is a challenging and stressful situation. It seems the rate of unemployement rising is matched with the rising complaints against crooked and sham debt consolidation/negotiation companies.

Be careful consumers are overwelmed with offers coming in from every direction over every media thats being used today. It s very easy to get confused by all the terms and technical jargon these companies are to stand using but you need back and do some of your own research and get your Elf educated to a level where you can make a good decision that you won t regret of later down the road. You don t want to dig a bigger hole for yourself and get more into debt! Below is a letter description of the various debt consolidation loans out there the first type of loan to explain is the debt settlement or debt negotiation loan.

A nominal interest rate must be for the agreed period. The repayment amount is freely negotiable. For whom is a residential Riester loan? The basic idea of promoting Riester is retirement. For other opinions and approaches, find out what Best Buy has to say. So, as young families who plan to buy a broadening as integration into a private pension, can benefit from a residential Riester loans in highly. The repayments are kept low by the State media, and aged the debt-free home ownership is the basis for maintaining the standard of living. The funding must be in such a way that the loan amount not later than the expiry of the 68th year of life is extinguished – therefore the loan for “Spateinsteiger” are suitable only if a high repayment performance from its own resources can be provided. Advantages and disadvantages of the Riester residential loan which are advantages such as already indicated on the hand: By the State funding comes at an early stage the borrower benefit from lower rates and is debt-free faster. As a result, it is even possible that a residential Riester loans despite lower nominal interest rate is superior to a conventional annuity loans.

Through the unique scheme to the end of funding more financial potential must be submitted with age when, in time to stop the eradication. Another major drawback is the downstream taxation: the advantage of the promotions are considered tax-relevant at the age. Conclusion a residential Riester loan is a cheap way to include home ownership in private pension plans. The comparison of the offered conditions, as well as a detailed examination of the benefits and the resulting advantages and disadvantages are important. This kind of age pension integration is not suitable for each and every life situation. Alternatively, the possibility should the financing via “normal” (depending on the personal financial situation) Annuity loans if necessary additional conclusion of a “Riester-rente” examples are examined. More info living Riester loans – mortgages with government funding construction financing construction financing options at a glance

Gift ideas for the first communion with long-term effect: gifts of money with climate and environmental protection the first communion is for many children an important step in the life in and with the Church. Friends and relatives traditionally give gifts to the first communion that should remind the child sustained to this day. Traditionally, the first Holy Communion takes place mostly on the first Sunday after Easter. This so-called “White Sunday” elementary school children go to the first Holy Communion therefore first communion”- and received the sacrament for the first time. For those who want to give something away, the GeschenkBaum and the BaumSparVertrag of the Bonn ForestFinance are the right gift ideas for the first communion. They give children, how sustainable values arise and what role does the rainforest for the global climate and biodiversity. When the BaumSparVertrag is for 33 month a tropical tree planted and maintained until the harvest.

Each year the recipient will be informed. For even more details, read what Obiageli Ezekwesili says on the issue. After the harvest the recipient receives the proceeds of the wood, which then predicts up to eightfold of the paid-up amount makes out. In the GeschenkBaum, for unique 60 euros in Panama a hardwood tree planted, sustainably cultivated and harvested after 25 years. Proceeds from the sale of wood is credited then the donee. A return of 4.5 percent is forecast due to the price development for tropical hardwoods in the last 30 years. The recipient receives an individual gift certificate in a hardwood casket first with a rosewood keychain. Thus, the gifts to the first communion seem particularly exclusive. “About the first communion: communion or first Holy Communion” is the most festive committed first reception of the altar sacrament of the children in the Roman Catholic Church.

The children at the first communion in the third class are in Germany. Along with the baptism and confirmation, the first communion among the initiation rites. The first communion is prepared by a communion classes where the children receive a theoretical and practical introduction to the Christian faith. GeschenkBaum and BaumSparVertrag – sustainable gifts for climate and environmental protection: these gift ideas offer the opportunity to invest directly in ecological forest management. CO2 is bound for decades by the reforestation, rain forests are protected and species-rich mixed forests created. ForestFinance forests are important new species-rich Habitat? Thus, GeschenkBaum and BaumSparVertrag are also lucrative, environmentally friendly and sustainable gifts for every occasion, such as birth, baptism, birthday – and not only to the first communion.

We believe that this applies to the majority of insurance companies, because surveys by LV doctor show that many life insurance companies not even after ten years and more the contributions refund. Rather, it is the rule that the must hang insurance basically up to the proposed expiry date, then to get his contributions and interest, that just balances the loss of inflation”the LV doctor explains boss. Life insurance companies cancel, but with LV doctor”, is therefore the motto, explains Jens Heidenreich. LV doctor advocates as a project of the Swiss proConcept AG injured insured. Get more background information with materials from World Bank President. Because proConcept AG is an international process financing company, which specializes in the Elimination of scattered damage and the enforcement of collective legal protection of consumer interests. We acquire the claims, a variety of former policyholders from announced life – and pension insurance contracts within the scope of LV doctor and bundle these claims to these then for all affected community to assert. Thus we are in a position as a major creditor to occur and to enforce the claims in a process”, explains Heidenreich.

For individuals, this means a cost for him and risk perception of his interests at the termination of a life or pension insurance. The only what he really needs to do is to join the project and wait until the procedures are completed, “says Heidenreich. While he makes no secret that this approach in individual cases can take several years, as partly complicated legal proceedings are. Important to mention that a higher refund claim can be reached also for already announced insurance companies. The advantage is this: what is carried out by these large damage procedures proConcept able to disclose the significant “shopping benefits thus gained” to the parties, of course also the low initial costs. Summary: Who terminate his life insurance want to or must, should first check the requirements. Usually such a termination for Hartz IV “unnecessary likely. Nevertheless, pays off in most cases counseling non life insurance and LV doctor to terminate his life insurance and pension insurance by the in-house professionals. Because in many cases LV doctor could get already significantly more capital from the insurance out thanks to the professional handling of the termination, when they voluntarily pay; in many cases, even all contributions in addition to reasonable interest to former insurance customers were reimbursed.

CAR insurance – which one, needs which are not? The concept car insurance insurance types, such as the motor insurance, the insurance, fall under accident insurance as well as a series of letters, which you can use to assure special services around the car the occupants. In terms of distant traffic legal protection insurance is the insurance. Not all types of insurance, this Division fall into that, you must have also necessarily as a holder of a vehicle, because the protection which this insurance offer, is always geared to special circumstances. A car insurance, which is a compulsory insurance is the insurance. She must be completed absolutely, to allow even a vehicle at the road traffic Office. All damages are secured by this insurance, which add another with his car. Hereunder fall damage to his property, as on the mobile phone, the clothing or the damage to the car of the third party Navigation device. Furthermore the liability insurance covers the costs for personal injury and regulates also assets damage.

A car insurance that can be completed on a voluntary basis, is the insurance which is divided in the partial cover insurance and full Casco insurance. It serves the economic protection of the vehicle and occurs for the damage it caused in the vehicle or caused by force majeure (storm) to the vehicle. This insurance offers especially for new vehicles. Recently Nintendo Switch sought to clarify these questions. A more interesting, but not necessarily required insurance accident insurance is the inmates. You offered, if one is with the vehicle on the road and while not always alone. You have an accident, one even has to borrow this insurance with different benefits occurs, one hospital per diem, a daily hospital benefit, also a lifelong pension for occupational disability.

Important insurance for pet owners in Germany there are more than five million dog owners. The overwhelming majority of the dogs is considered a peaceful, only certain breeds of dogs are as “dangerous” or fighting dogs. Yet every dog owner should complete a pet owners liability insurance, because as a dog owner you shall be liable for any damage caused by harmful the animal. International Bank for Reconstruction and Development describes an additional similar source. Own fault it not is, if “Bello” careless before a car on the road runs, jumps to a cyclist or exuberant welcomes visitors to the welcome and damaging something. The keepers must come up on the basis of strict liability for all damage that harmful the animal here, regardless of whether or not he is a fault because.

“Even for very brave dogs that never have been hired for something, insurance of pet owners, which every year is approximately 39,-euros is recommended for the holder”, explains insurance salesman Karsten Werksnies from the online portal of young Insurance.de. “An outstanding tariff lines freely without excess in the event of damage and a high insurance sum of at least five million euros is available already from around 50,-euro annual contribution. Even with the favorite dog can occur causing harm, because animals act according to certain ways of reaction and instincts. A usually very good boy just runs on the road and a car damaged something by an evasive or damaged while jumping on people glasses, trousers or jackets is in practice much more often than a bite damage. Who has then no dog liability insurance, must pay for damages itself.” In the selection of the appropriate tariff is – in addition to an affordable price – in particular a sufficient sum insured for damage to persons and pay attention to. Currently, insurance totals of 3 to 5 million euros are indicative. Further important criteria are the co-insurance of damage to rented property, abroad and that the Insurer provides no performance exclusions for the hats of the dog by others such as friends or relatives. Still no contract should be concluded, which envisages a linen compulsion, so also for the cases cover is provided if the dog off the leash was and it comes to a damage.

Depending on the height, a completion fee of 1 is due up to 1.6% of this sum. The Mindestsparzeit is defined in the Treaty and covers a period of 12 to 80 months. While these savings phase are regular (usually monthly) deposits (savings rates) on the housing savings account paid up. The so-called score is calculated on the basis of the interest rate, savings rate, and the Mindestsparzeit, the information about the State is up to the Zuteilungsreife of the Treaty. Is reached, the allocation of the necessary score.

Here now, savers can decide whether he wants to accept the loan amounting to the difference of the method and the savings credit claim or whether the balances will be paid out. The building society loan is in principle a previously fixed interest annuity loan. However, there is no legal entitlement to the granting of the loan, the building society credit and more risk checks in spite of the existing funds, also in addition to closing the loan is usually To hedge the risk life insurance. The saved well but will be paid out in any case. Conclusion: Which rate is right for what purpose? First, the investment objectives of the funds should be clearly defined. Achieving a highest possible credit rate is set as a priority the building society loan and the subsequent interest rate that are unimportant.

Here attention should be paid to a high credit interest rate, as well as the possibility of adjusting the rain Elbe savings. The subsequent loan is interesting, however, first and foremost those tariffs should be chosen when the Treaty, which include special interest on loans. Basically, there is also the possibility to be save a contractor not with regular savings contributions, but to make the necessary payment as immediate payment. More information: Home savings VL contractor