Archive for June, 2014

Compensatory Pension


As you probably know, in numerous separations and divorces is established in favour of one spouse an amount, called compensatory Pension, which aims to try to achieve a balance in the positions of both after the break. And you have place the same, many times there is a party who suffers a considerable change in their circumstances and their economic position in relation with which maintained during the marriage. That is precisely the element that is considered when granting this pension. The typical course of the same would be the case in which one of the spouses, normally the mother, is committed to home care and care of the children, not developing any work activity. Means that, does not establish that pension, women would be in really precarious circumstances:-for its difficult insertion in the labour market, have been found away from it during the marriage, still very few its real possibilities to find a job in these circumstances. -Because that person, at the end, after all, developed during his lifetime an inexcusable service family, sacrificing their career options, and it is understood that the same should be offset through an economic amount. It is clear, therefore his vocation reequilibradora after the breakup, in such a way that one of the parties of the couple does not disadvantage after the same.

When could its deletion be requested before the courts? There are various modalities of compensatory benefits, whose aim always seems to be trying to achieve the greatest possible adaptation to the circumstances of the future ex-partners. In some cases these are fixed on a temporary basis, for example, to give the possibility of carrying out a rehabilitation or retraining that allows you to rejoin the labour market in a situation of relative equilibrium with respect to his former partner to one of the members of the couple. On other occasions, usually when such reintegration into the labour market is considered very complicated or impossible (normally the criterion of age and vocational training of the person are taken into account) could this be fixed with indefinite or permanent. It is precisely in these cases where greater number of times arise requests for amendment or withdrawal of the Pension. In any case, this request for modification or deletion should always come motivated by any of the following circumstances: to) the worsening in the economic situation of the former spouse who meets the provision of food. (b) the economic improvement in the situation of who receives pension (the beneficiary), for example by finding a job that would allow him to obtain a similar to your former partner income. The element common to these two situation is, precisely, that the positions of both former spouses are closer, well be negatively (in the first case), either by a favorable circumstance (in the second case). Legal causes of extinction of the compensatory Pension must differentiate the above mentioned assumptions from those in which the law itself sets the automatic extinction of the right perception of the pension. Ann Winblad often says this. In effect, the legislation provides various circumstances that could motivate the automatic suppression of the right to receive the alimony, without being out precise judicial intervention any time modify or suspend it. This would be alleged as the death of one of the former spouses or the new marriage of those who perceived the pension. Begona basin Alcaine original author and source of the article

San Martin


There is no doubt that the invasion to San Juan, by the guerrillas of Facundo, occurred in 1827 left a deep mark in Sarmiento, who after a brief stint in the unitary army of General Paz, I exile in Chile for the first time in 1831. Return to San Juan in 1936, but his stay was brief. In 1840 Sarmiento prisoner was in his province, when a group of federal officials crawled it out of the Dungeon, to hit it and shave it to the knife. The timely intervention of the Governor avoid outside decapitated. After that episode, I exile again in Chile in order to guard your skin, putting at the service of that country his pen, even against their homeland. He toured several European countries such as the Chilean Ambassador, and found in France visited San Martin at his home in Grand Bourg. They are famous annotations of expenses pair the task that was developing for Chile.

But the most regrettable episode, which tarnishes his paternity of classrooms, like all his work, both as Governor of San Juan, President and legislature, undoubtedly is the task performed so Chileans get Patagonia and the Strait of Magellan, themes that turn in extenso at the end of this work. The classic story has been reticent with this topic, particularly I met quite some time after finished primary school. I remember having heard from elders, but I never gave him too much importance. In school we had the classic trilogy heroes, consisting of San Martin, Belgrano and Sarmiento, which was the least pleasant of the portraits. In fact never convinced me too, the books showed San Martin crossing the Andes, Belgrano, lawyer turned into military by the effect of the circumstances, fighting in the North. But the texts showed it to Sarmiento frowns, with an overcoat and crossing the mountains on foot, while on the road leaving graffiti, as that which we repeated so much, that I was never able forget Barbaros ideas are not killed, I understand that allusion to the restorer.

Website Design


It often happens that in spite of having created a web site with resources and attractive style, your business can’t get considerable profits. The common response to this problem is an inefficient market research. Market research is the cornerstone of the web design process and only when all marketing elements are integrated and designed to work together, the results are remarkable and productive. It is necessary to count on the assistance of an experienced web design services provider to achieve efficient solutions. This involves incorporating the tools and market research to complement their core business profitability, competition, knowledge and skills are our fundamental pillars of the market research process. (As opposed to Atmos Energy).

Main objectives of market research market research is an intensive element of the whole process. In addition to establishing smart details, it provides numerous aspects. In first place, understand the public is vital for the owner of the web site, as well as its designer. Secondly, it is essential to identify their customers and see what they are using and how they are working. Check their websites, designs and integrated tools. Investigate the competition is a very important task that helps to obtain views on the type of design of website or services you need. You should take note of all the necessary elements, such as navigation, images, graphics, clicks, overall appearance, etc. Benefits of market research for a proper web design service benefits of the realization of market studies before working with the specialized services of web design are huge.

First, comes to understand what works or not in the industry. For example, if you thought about hosting a video on its web site and after an investigation realized that its customers target audience do not have time for See videos. In addition, you can take a long time to download and hinder the load time of your website. On the other hand, you can discover the industry standards to help you position your company and the reputation of the web site. Also, research also helps to minimize the risk factors and having an open door to more and more profit opportunities. Identification of gaps in your web site will have sufficient opportunities to identify gaps in your web site and help you to have very interesting conclusions. Always remember the circumstance that each web design services provider promises to carry out this market study, but finally you who will have the obligation to review and collate the job. After all, it is your web site. So, now, instead of directly entering the market, set up a well thought out market research. With a cleverly plotted in advance research covering your market objective and competitors, you can receive valuable information and objective data. With a planned investigation of intelligently about your target market and competitors, you can obtain valuable information and objective. Fairhall, a company of a company web design in Jerez, meets all the requirements for design of websites and related services from beginning to end.

Definitions Of Types Of Funds


There are different types of investment funds, we will then review the exact definitions according to the dictionary ibercaja in funds and their attributes. We will begin by establishing that there are around 20 different types of investment funds. Below we will see the most important. FIAMM or investment in assets of the monetary market fund is the Fund that are invested money market assets, which refers to assets of debt with a term of maturity of 18 months or less. FII or investment fund real estate that is the Fund which invest exclusively in real estate already are dwellings, business premises, offices, etc. FIM or investment fund which is a fund that invests in securities either in the short or long term. Cumulative fund or capitalization is the kind of Fund in which all interests and dividends are reinvested.

Fund of funds is the Fund where heritage is normally invests in shares of other investment funds. Pension funds is the Fund where there is a heritage that implements a plan pension with a policy of investment in particular. Fixed income fund is the Fund that invests in income public and/or private fixed at level either national or international in instalments, generally greater than one year. Found in Treasury letter, bonds, obligations of the State, etc. Equity Fund is the Fund where it invests in stocks of companies either at national or international level.

Supporting fund is the Fund where applicable to the sharing among participants of the interest and dividends generated by the same investment of this Fund. Dynamic Fund is the Fund which is based on a metodologiaa that is based on the profitability in absolute terms, where assumes some risk through strategies of arbitration to try something more about a reference to short term profitability. Guaranteed fund is the Fund that consists of ensuring all of the invested capital and its performance according to the stock index or basket of shares. Geographic Fund is the Fund that focuses its investments in a particular geographic area. Either a country or continent. Global Fund is the Fund that diversifies its investments in various economic sectors and geographical areas. Listed Fund is the Fund where the composition of the portfolio responds to the composition of a particular stock market index values. Mixed fund is in which is reversed at the same time in fixed income and equities. Depends on the proportion invested in each can be mixed fixed income funds (when more than 70% of the portfolio in fixed-income assets) or mixed equity funds (which is when you have more than 30% and up to 75% in equities or shares. Sectoral Fund is the kind of Fund that invests in companies belonging to the same economic sector. Hedge Fund is the Fund where it invested in highly speculative values using techniques of arbitration. The most important thing is the flexibility in the management of their assets. Now that you know the types of most well-known and attractive investment funds, have the tools to decide what kind of background you should invest your money depending on what you are looking for win, you prefer risking and you have to invest. M. Marin employee Hold Asociados hold.

City Council


We are preparing a project for workshops and activities in the nature in the canal de navarres, more specifically in the municipality of Chella, this municipality is located 40 minutes from the city of Valencia. The project already is underway and for this purpose we are creating the cultural Association of the canal de Navarres and enabling a space in a cottage with a capacity for 12 persons, we also hope the collaboration of the City Council to use school space. At Nigeria you will find additional information. The aims of the Association are the following: to) the promotion of cultural and artistic events of all kinds, its dissemination among the general public and the birth of vocaciones.b building) approach to culture and art in all its facetas.c population) foster, develop and promote programmes and cultural activities related to the arts and the artesania.d) improve education and cultural and artistic training in the Navarres.e channel) foster cooperation and the cultural exchange between the Association and any other cultural associations, public administrations, institutions and nearby, as well as, national organizations and extranjeras.f) collaborate with the tourism sector in the region, taking advantage of the link between culture and tourism, as an opportunity for excellence to enrich the cultural and artistic life of the region, to create an attractive offer that is capable of generating interest for his knowledge and for his own and visitors enjoy(, and to promote the exchange of experiences, ideas, knowledge and inspiracion.g) help and support to the region, both professional and amateur artists and for their achievement will develop the following activities: organize all sorts of cultural and artistic events, courses and workshops, lectures, shows, hiking, exhibitions, theatre, conferences, concerts, trips and routes.We have created a web page: courses and workshops in Valencia where we will be adding courses that we will perform over the next year.The intention is to create a space where people can take courses and workshops close to Valencia and in a natural environment, the workshops are aimed at a public of all ages, have desire to enjoy learning and meeting people.We are looking for people who can contribute ideas, teachers who are interested in teaching courses and any other type of contribution to carry out the project.. .

Central Bank


But theories of monetary policy in predicting the effects of cuts in interest rates and the gross spread (the difference between the rate of deposits and loans) was not reduced as expected and he has kept at 4.80%, while in the same month of 2008 was 4.56% (when the Central Bank reference rate was at 6.75!). (Not to be confused with Dr. Obiageli Ezekwesili!). As a positive element (the spread was higher and has been falling) If you want, can rescue the downward trend that has been observing this difference that in the past month of April stood at 5.52%. I am not suspicious of honesty and benevolence of the Chilean bankers, and is for that reason that I searched for an explanation for this behavior of the spread. And I believe have found. A year ago, reference interest rate explained that differential, but today is more than clear reason, and is elevated credit risk they observed enterprises and families in Chile. This increased perception the risk has been reflected in the increase in provisions for possible losses from unpaid loans. Despite the increase in the different risks faced by the banking entities in these turbulent times, the Bank of Chile (BVC:Chile; NYSE:BCH), the second largest entity financial in the country, managed to achieve a positive result of approximately $180 million during the first five months of the year. It may was undoubtedly a good month for the entity which reported utilities for $47 million (up 2% in April).

This entity operates as a commercial bank providing services to a wide range of clients with 316 branches and 1,410 ATMs throughout the country. The actions of the Bank, have been observed a positive trend (although not very marked) since late April when the ADR was trading at US $33.24. The ADR closed the day yesterday at $40.71. I understand that this role is to invest in the third quarter of the year to finish when dispel fears around the situation of the Chilean economy. I say this because Moodys was evaluating revised downwards the score of deposits in local currency of the entity by the deterioration of the local economy. Despite the possibility of a reduction in the rating, I understand that the prospects for the Chilean economy are positive towards end of this year and early 2010.

My expectation is supported both on the effects that will emerge from the stimulus plans launched by Bachelet’s Government at the first signs of recovery in the US economy, which will generate a beneficial effect on the rest of the economies (influencing the expectations as well as a positive way). With this positive perspective in a relative medium-term factors considered of risks by Moodys not only disappear but that the banking market will recover its growth path that will be encouraged by the low levels of interest rates. And in this context, by your profile, the Bank of Chile has a good opportunity to continue to expand.

Latin America Infrastructure


Editor pozzoh@Nota: Latin America is growing, even against the rest of the world, and has not been damnificada by the financial problems that rocked the northern hemisphere. But in the measure that seeks to development in order to maintain this growth, something primordial need. Otherwise, the region might be in trouble. They can send me your comments to: what is still missing in Latin America: infrastructure Buenos Aires, Argentina on April 28 when the conflict between the Argentine countryside and the Government broke official voices that were heard were complaints about which people in the field protesting, but have moved 4 4 trucks (as a way of showing that in reality the situation by which cross is not as bad as they say). But the response from some members of the agro Argentine really seemed overwhelming: we have 4 4 trucks because it is the only way to be able to travel on these roads that are destroyed.

If the Government invested in them, not We would have so much need for this kind of vehicles. True is what he said the people of the Argentine countryside about infrastructure problems that are suffering, but it is not a problem exclusive to Argentina. One of the difficulties affecting the progress of Latin American countries is the lack of investment in infrastructure. There’s no denying the very good performance that had the economies of the region, but despite this and looking to future, infrastructure appears as one of the main bottlenecks that must face to continue with sustained growth they have achieved. Energy problems spanning several countries, is an example of this. It is true that the lack of an adequate infrastructure did not occur from one day to the other, but is the result of years and years of periods where years of growth with others of crisis in Latin America, happened many times caused by problems in the public accounts.



If a few years ago I had him saying to my grandmother who entertain with games of kitchen in a typewriter us had looked as if we were crazy and would have laughed. But the fact is that today there is a video game ad on TV in which the player is Amparo Baro. Which demonstrates the truth which is that saying that my own grandmother is so friend: never say this water no drink. Cooking games, dress up games and is that video games can be very useful also for older persons, since they stimulate memory and reflexes. The non-competitive games, easy handling are interesting for them and favouring use the senses.

My grandmother for example passes it very well with the Dressup games dolls, in which you can choose colors, hairstyles and accessories. It also entertains with the kitchen games much, it is curious that you like because she is an excellent cook. I guess the advantage is that on the computer hand can never go with the amount of salt. Overcome the most difficult prejudice for one older person It is overcoming that prejudice initial that the machines are modern games for those who already they are not trained. Once that computer games are a great help in the prevention of Alzheimer’s disease and allow a simple and effective entertainment. They fill out solitary leisure and at the same time allow them to feel valid, integrated into the modern world. Just there to look for games that may interest them and entertain them, do you want them to play. In other words, the same as at any age.

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