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If we got it, will succeed in having a remnant for unexpected or emergency. Flee as far as possible, of the loans: and especially those that promise you easy money in little time always is in exchange for paying a great interest. If you have some kind of loan we try returning it as soon as possible, that is, cancel it contributing money, since more time to take in returning it, plus interest pay. If you have several, we will try to eliminate them, acting first in which most interest do we pay, taking into account the amounts and interests. Flee from using credit card: it is clear, to the extent possible. The danger that lies in its ease of use, and that can get to spend money not we really have, result: high interest that will make to pay more expensive things that we bought, and also reduce the budget of the next few months, which is when the charges will come to us in the account. If you can, it should be accustomed to buy when we have the money, and if you don’t, and you can wait, trying to have the necessary money prior to purchase. Not an unalterable rule, that must be because there are always exceptions and emergencies.

Telephony: Luckily, in Spain, and in almost all countries, we have variety of telephone operators. It is very interesting to compare prices and take advantage of offers being launched to attract customers. For example, I have managed to reduce almost in half the rate of my phone + ADSL taking advantage of such deals, calling to ask that they fit me rate, etc. I try to explain later. Buy with head: I think that it is the most important things, since it encompasses several aspects that we tend not to take into account. One thing that we should think before buying is if really need us, it is very easy to do compulsive purchases of things then we are not going to use because we don’t need them. It is also important to know that we can save enough if we dedicate some time to find different options: view different products that I may assert at best price, look for sites where you can buy item at best price, etc. Original author and source of the article.

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