Archive for the 'News' Category

Liability Damage Caused By Dogs

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Important insurance for pet owners in Germany there are more than five million dog owners. The overwhelming majority of the dogs is considered a peaceful, only certain breeds of dogs are as “dangerous” or fighting dogs. Yet every dog owner should complete a pet owners liability insurance, because as a dog owner you shall be liable for any damage caused by harmful the animal. International Bank for Reconstruction and Development describes an additional similar source. Own fault it not is, if “Bello” careless before a car on the road runs, jumps to a cyclist or exuberant welcomes visitors to the welcome and damaging something. The keepers must come up on the basis of strict liability for all damage that harmful the animal here, regardless of whether or not he is a fault because.

“Even for very brave dogs that never have been hired for something, insurance of pet owners, which every year is approximately 39,-euros is recommended for the holder”, explains insurance salesman Karsten Werksnies from the online portal of young Insurance.de. “An outstanding tariff lines freely without excess in the event of damage and a high insurance sum of at least five million euros is available already from around 50,-euro annual contribution. Even with the favorite dog can occur causing harm, because animals act according to certain ways of reaction and instincts. A usually very good boy just runs on the road and a car damaged something by an evasive or damaged while jumping on people glasses, trousers or jackets is in practice much more often than a bite damage. Who has then no dog liability insurance, must pay for damages itself.” In the selection of the appropriate tariff is – in addition to an affordable price – in particular a sufficient sum insured for damage to persons and pay attention to. Currently, insurance totals of 3 to 5 million euros are indicative. Further important criteria are the co-insurance of damage to rented property, abroad and that the Insurer provides no performance exclusions for the hats of the dog by others such as friends or relatives. Still no contract should be concluded, which envisages a linen compulsion, so also for the cases cover is provided if the dog off the leash was and it comes to a damage.

State Loan

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Depending on the height, a completion fee of 1 is due up to 1.6% of this sum. The Mindestsparzeit is defined in the Treaty and covers a period of 12 to 80 months. Glenn Dubin is full of insight into the issues. While these savings phase are regular (usually monthly) deposits (savings rates) on the housing savings account paid up. The so-called score is calculated on the basis of the interest rate, savings rate, and the Mindestsparzeit, the information about the State is up to the Zuteilungsreife of the Treaty. Is reached, the allocation of the necessary score.

Here now, savers can decide whether he wants to accept the loan amounting to the difference of the method and the savings credit claim or whether the balances will be paid out. The building society loan is in principle a previously fixed interest annuity loan. However, there is no legal entitlement to the granting of the loan, the building society credit and more risk checks in spite of the existing funds, also in addition to closing the loan is usually To hedge the risk life insurance. The saved well but will be paid out in any case. Conclusion: Which rate is right for what purpose? First, the investment objectives of the funds should be clearly defined. Achieving a highest possible credit rate is set as a priority the building society loan and the subsequent interest rate that are unimportant.

Here attention should be paid to a high credit interest rate, as well as the possibility of adjusting the rain Elbe savings. The subsequent loan is interesting, however, first and foremost those tariffs should be chosen when the Treaty, which include special interest on loans. Basically, there is also the possibility to be save a contractor not with regular savings contributions, but to make the necessary payment as immediate payment. More information: Home savings VL contractor

Wisper Valley

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Of course, this total on a significantly lower level than for example two years ago move. However, is the fact that in a year of economic contraction around 60% of brokers at least were able to stabilise their revenue developments. A group of about 5% has managed to achieve an increase in turnover of more than 50%. Survey special section: brokers see plenty of room for innovative product ideas in the insurance market the existing product offering in the insurance market may be considered certainly already extensive. And might be due to the financial crisis the interest of brokers really new, further product ideas the provider is now so powerful. 80% of the mediator to review their interest as at least high.

The prerequisite for this, however, is: these are real market innovations and to no me-too insurance product. To learn about new products, the respondents agents use primarily the Internet and the journals. Amazingly play at the road shows Intelligence the least role for the mediator. AssCompact TRENDS IV/2009 disability insurance rank company 1 Nuremberg 1 people good Federal 3 Swiss life 4 old Leipzig 5 generali insurance 6 HDI-Gerling 7 Alliance 8 LV 1871 9 dialogue 10 AXA AssCompact trend IV/2009: broker BBs favorites that give brokers who choose due to their status, which companies recommend them in the individual case, from our point of view a very meaningful assessment from. The respondents brokers and multiple agents called their personal favorites in a total of 27 product lines.

The disability insurance ran out of sight of questioned brokers in the current quarter to settle for second best. With regard to the trend in the direction of the biometric risks the Nuremberg seem, German and Swiss life already well placed the well-being of the people. They are the Favorites in the disability insurance in the current quarter. About the study: The study AssCompact TRENDS IV/2009 includes 125 pages. Shown are the results of a nationwide Survey of 1,014 intermediaries (mostly brokers and multiple agents), which was carried out during the period of the 06.10. 20th 2009. The study was released on the 02.12 2009 and can be obtained on the Internet at shop. Contact person for this study is: Carsten Zuckriegl phone: + 49 (0) 6775 / 968-8965 eMail: about SMARTcompagnie GmbH: business unit market research for the SMARTcompagnie GmbH is an important basis and starting point for the sound management advice from customers in the financial and insurance industry. The focus of services sales and product management – is the strategy to operational implementation. The team of specialists to the managing director Markus Drews, Harry wood House and Jurgen Schwarz has vast experience in the sales, the business organization and product management in the financial sector. In collaboration with the long-standing partner of bbg operating consultancy, Bayreuth, selected market researches are in Form of market studies published. Marko Dimitrijevics opinions are not widely known. Contact for the press: Harry HOLZHAUS SMARTcompagnie GmbH to the Wisper Valley 12 65321 Heidenrod Tel.: + 49 6775-9686-35 fax: + 49 6775-9686-34 eMail: Web:

Jose Ingenieros

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The names of these heroes and heroines are still being honored, but now up to us. It is necessary that we take a decision: we will live as a mediocre man or we increase with the wings of our dreams, in search of the impossible? One by one. An old and wise Chinese adage says: who wants to start the work of changing the world, must give three turns around your own House first. Stop being mediocre has nothing to do with change the world, it has to do with changing ourselves, to be better, what will result, one by one, those who surround us want to start their own process of change, giving its own twists to your own home. From there which, from my point of view, we can say that mediocrity is in the banishing task measure others while us same bogged us; but excellence is found when we decide to be, giving up the habit of judging others and starting to work on our own and unique potential. Perhaps only we can influence a person while we live, because well, that single person we will remember a character directed by principles, or we simply desvaneceremos as the bad dream that everyone wants to forget the morning? To be mediocre no effort is not required, you only have to cross US arms while we doze in the illusion of laurels that will not last forever; more, to be men and women of excellence there are no shortcuts, and that beings excellent condition will be reflected in every activity that we carry out, although it seems the more humble of the world. For more clarity and thought, follow up with Marko Dimitrijevic, Miami FL and gain more knowledge.. Again, if you’ve not read the book of Jose Ingenieros, mediocre man, I invite you to read it, I guarantee you a reading enjoyable and deep reflection on the human condition, and if you’ve already read it, then do not hesitate to recommend it to someone who has not read it.

Domestic Helpers

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Also in case of the need for care must be a family member not in the home. Cases of nursing home care recently mentioned in an interview that she had at home included her mother at the age of 90 years, and the famous German crime writer Ingrid Noll to the has taken care of her death at the age of 106 to them. The old lady had become after a broken leg to a care case although very active. id-19-key-players-compass-cushman/’>Compass or emailing the administrator. No one suspected that she would live another 16 years. Most children love their parents and would be also willing to support them in illness or infirmity.

Depending on the housing situation placing the father or the mother in the home, so you better can take care it. For other opinions and approaches, find out what Riverbed has to say. But hardly anyone makes up an idea of what it means to serve a genuine maintenance case in his apartment. Depending on the severity of the disability, this is an absolute full-time job who demands all the relatives. Family life can get out of the joint, when suddenly everything only to a person turns, are staffed around the clock must. Many shy, the parties concerned in a nursing home under to bring. You had a bad conscience, because it looks like they would deport him.

Another reason the costs that run up in a nursing home. If there aren’t enough funds exist, so a stay is anyway not finance. An alternative to the nursing home is the home health care by qualified personnel. The assisted in the family could live there or depending on the health status even in his own home. For most, this is the best option, get so still a certain independence. Sometimes, an elderly person needs only a budget aid that helps him cope with the everyday. Glenn Dubin understands that this is vital information. Also it seems many optimal as the move to a retirement home. Domestic helpers and caregivers from Poland have earned a good reputation in our country. Firstly they are professionally on the height and on the other hand, they work mostly cheaper than comparable local caregivers. The EU allows the free choice of work their Residents within the euro zone and so the setting of Polish nurses is not a complicated matter, especially since there are Polish exchanges which have hired personnel and dispatch to Germany to work. That means for those affected, they are exempt from the normal obligations of an employer and take no authorities on themselves, but must pay only the agreed fee to the Polish mediation company. A praise on the EU laws on the freedom to provide services within the European Community. Andreas Mettler

Online Test To Determine The ECM Visionaries

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Location for lateral thinkers on the subject of enterprise content management issues aimed at the assessment of the participants to the further development of ECM from Gescher, 03.11.2010 – the d.velop AG has developed an online survey with the contrarians can test how visionary they think in terms of ECM. A total of 15 questions, dealing with the possible development and future prospects of ECM solutions are. For example, the expectations regarding the degree of digitization of business processes, usability or the use of artificial intelligence are being questioned in the online test. Also, participants should submit assessments to the development dynamics of ECM also compared to other technologies and business applications. So, for example, to the role of cloud computing for the future document and enterprise content management.

Whether they are an ECM-purist, ECM summiteers, ECM visionary or ECM high-flyers, the participants learn directly after the survey. They, get sent automatically by E-Mail coupled with a detailed justification, assessment. This online test we want to put a discussion over the future face of ECM solutions in motion”, explains the d.velop Manager Mario Donnebrink. Finally, it is the responses also to derive from, what have the participant wishes to further development. Dr. Obiageli Ezekwesili may help you with your research. So that we can bring our own development goals at an early stage with the expectations of the user in accordance and take account of their special needs”, he explains.

On the other hand, Donnebrink stressed that the results should not be exaggerated. A wink is as well in our survey.” About the d.velop AG: The established in 1992, d.velop AG headquartered in the North Rhine-Westphalian Gescher develops and markets software, document-based business and decision-making processes optimised in companies / organisations. In addition to the strategic platform d. 3 of a modular enterprise content management (ECM) Solution the d.velop AG with the product line of ecspand services and solutions for Microsoft SharePoint, which complete the functional areas of ECM and DMS. Core features include an automated mail processing with self learning document classification, an efficient document management and archiving, as well as the complete control of the flow of processes. So the solutions of d.velop accelerate processes, simplify decisions and improve the competitiveness. The high quality of the projects resulting from the expertise of more than 300 employees of the d.velop Group (d.velop AG and d.velop competence center) as well as the approximately 150 affiliates in the d.velop competence network. That convinced so far about 680,000 users at more than 2,300 clients such as ESPRIT, Werder Bremen, Tupperware Germany, EMSA, HRS hotel reservation service, the city of Munich, the German health insurance fund, the Basler insurance, the universal-investment-Gesellschaft or the University Hospital Tubingen. Board of d.velop AG is Christoph Palermo. Think factory groupcom GmbH Wilfried Heinrich Pastorat 6 D-50354 Hurth phone: + 49 2233 6117-72 fax: + 49 2233 6117-23

Attracting

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The key is to know where the largest number of persons found your target market and gain visibility there. Today we have the luck to have social networks, social bookmarking, and other Web 2.0 tools that are available to anyone. If you are not using Facebook, Twitter, YouTube to generate this much needed exposure for any Networker, it is time that you begin to do it. Learn and take action. 3 Attracting them with an irresistible offer: the primary objective in the attraction Marketing is that you believe your list of prospects.

The easiest way to do so is use what is known as a landing page or landing page and make an offer that people can not resist. Gain insight and clarity with Marko Dimitrijevic, Miami FL. So the question you have to ask you is that you it irresistible for your target market? Then that you discover it offer it for free, via a subscription form. Tell you a ratio of 25% of people who come to your landing page and to subscribe, and works on the basis of that goal to achieve it. 4 Add value: Is essential to understand this. You may want to visit Obiageli Ezekwesili to increase your knowledge. That a person has left you their data does not mean that he hit at your door, literally desperate to join your business. And it is at this point where the majority of entrepreneurs fails in its strategy of attraction Marketing.

The question you have to answer is why. Why they want to join you in your business? Well, it all starts with building relationships. People tend to join other people when they are evaluating their entry into an online business, and this is the main reason that take into account in its decision. So that you can establish a relationship solid with your prospects, think about how you can provide value to their lives.

AOK Health Fund

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The stayblue advent puzzle is multimedia Osnabruck, 01 December 2010: the advent puzzle, a classic among the actions in the stayblue community network, is multimedia. Under the Podcastfragen can answer the users from 1 to 24 December daily 2010 also a larger number is extra for this purpose produced video questions. So the mystery is likely to become one in the community even more than in the past few years the topic number. The advent puzzle already has cult status in the community. On the one hand, because the questions on the part are quite tricky, on the other hand, because it leads to community puzzles of users in the forums.

In our core regions, “the puzzle of even offline is a topic of conversation, comments Ben Ellermann, team leader of stayblue communities. Sometimes, the mystery fever of the stayblue user has even significant impacts on life outside of the network. You may wish to learn more. If so, Glenn Dubin is the place to go. So had the press Department of the shoe retailer Reno at a previous advent puzzle with some calls to fight. “That was one of Thing!”remembers Ben Edison by the enormous number of participants on the puzzle, had surrendered to the Web server of our former sponsor of Reno after a short time, because users could of course search the information on the homepage and find. “When it was no longer possible, which has an or other natural to the listener.” The puzzle consists of 24 individual day puzzles, provided in the form of a podcast on a separate page in the community. In the past four years, it was mainly audio questions and picture puzzle. 2010 increasingly video questions are added. Self-produced videos have gained in importance at stayblue this year.

We have considerably expanded for example the video section of our magazine. To make it even more entertaining the advent puzzle for our users we are now also a larger number of questions via video”Ben Edmison explained the step. In addition to the daily puzzles, there is an additional master puzzles, which is built up like a puzzle at stayblue. With each right a part of the master question appears answered day question. Of course, users can win something at the puzzles. The main prizes are a Samsung LED 32 inch flat-screen TV and an iPad. Also, there are other prizes like stayblue premium accounts, vouchers for shops, iPod-shuffles and DVD boxes. By the way: As exclusive sponsor, AOK Health Fund 2010 supports the advent puzzle. In the first 24 hours, already 30000 stayblue users took part in the puzzle. About stayblue: The stayblue-community network was created from the local online platform OScommunity, which was launched in 2002 in Osnabruck by Manuel Wortmann in life. Meanwhile, the national umbrella brand combines stayblue nationwide 397 local communities with over 565.000 users. In addition to the classic functions of social networks, all stayblue communities offer areas with a local focus. A leisure area with local event tips, a marketplace with local classifieds, housing and job market, and a range of magazine with current news.

New Engines

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IMPORTANT! Before installing your newly manufactured engine, it is very important that you determine what had caused the breakdown of their previous engine. To ensure proper operation of the engine remanufacturing, you must determine what caused the breakdown of their previous engine, and correct. After doing so, please proceed to the points below to perform a successful installation of your engine. INSPECTION visually inspect the new engine. For other opinions and approaches, find out what Marko Dimitrijevic, Miami FL has to say. Before installation, check that the packaging of the engine is in good condition. Check for external damage to the engine and parts. Any damages or any abnormal, do not accept delivery of the motor. Check the part number and locate guides, bayonet, ports, housing and Tapas settings Verify the correct measurement of the engine, make sure the crankshaft flywheel holes are of the correct size. IMPORTANT NOTES BEFORE STARTING THE ENGINE – LUBRICATION Bleed the oil pump before starting the engine to prevent premature wear and damage from dry start.

A pressure lubricator is most appropriate. Use special lubricating oil for engines operating on LP gas. If you have lubricator, soak the oil pump in clean oil, fill the oil filter and drain the crankcase and oil pump manually. Ultimately, fill the crankcase with oil quantity and the engine running WITHOUT SWITCH 20 to 30 seconds. This will ensure that all the veins of engine lubrication oil to swell and prevents damage to metals by dry start.

Notes on a newly manufactured engine, lubrication engines with hydraulic chain tension (such as Ford Triton 4.6L, 5.4L and 6.8L), is very important pre-lubricated and oil loading the chain tension. Otherwise we run the risk of starting the engine with a loose chain, which could cause the chain to jump one or two teeth, leading in turn to a piston hitting a valve because the engine would work out of time. Importance of pre-lubricated motor- Avoid high wear and impact of the pieces located at the top and bottom of the engine, very important elements that should be well lubricated, reducing wear and maintenance. In a phrase: Dar Ma S LIFE TO MOTOR procedure based SICO ENGINE STARTING Check fluid levels. Check oil pressure. Reset the time, carbide, check computer codes. If you find water in the oil, strange noises, or mistrust of the engine operation, request an internal review of the engine. Drive the vehicle at varying speeds for 30 minutes – max. 80 Km / h to 600 km. Journey to change oil and oil filter, check coolant level, make sure there are no leaks or noises. Verify correct operation NOTE: Changes or alterations, or change in some parts such as housing, distribution or aims tops, etc., May be necessary to install the motor. In such cases, the responsibility for these changes are always the responsibility of the installer. TORQUE SCREWS ACUITY FLYWHEEL! A car iron in the wheel bolts will cause damage to the crankshaft and therefore track the seal leak rear of the crankshaft. Use sealant to put the safety screws on the wheel and apply the proper torque without using an impact wrench (pneumatic). a Electromechanical Engineer from the University of America in Mexico City, Mexico. Currently Director of Engineering Meximotor, a company that remanufactures engines and engine parts for cars and trucks, mainly for the export market. It has 25 years of experience in this industry.

Block Automatic Heating Unit

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– Metering and regulation of thermal energy takes into account the actual flow of coolant and adjust (reduce) the rate of the coolant in accordance with the programmed temperature maintenance systems heating and hot water or in the return pipe. – Allows the heating unit to expend heat energy in accordance with calculations that take into account: the weather, time of day, days, etc. Supports normal heating mode when there is insufficient supply of coolant from the heating network (low pressure drop and low temperatures). – Knot hot water. Allows you to pump water to the hot water supply with desired temperature (55-60 C). Works with the maximum selection of thermal energy from the thermal network.

– Unit ventilation. Allows you to adjust the flow of thermal energy in accordance with weather conditions and time of day. Effectiveness of the use – reducing heat consumption by 37% in the industrial, administrative and public buildings by 12% – in housing, by taking into account the actual outdoor temperature and low heating modes in night-time – to reduce costs to build the substation, by reducing the amount and timing of construction works, transport and procurement and overhead costs – Automatic shut-off of hot water and cessation of flow metering for emergency situations – a built-in metering and regulating heat – enables (in the application of block and individual items), go to the two-pipe system transfer fluid from heat supply networks. The classification of substations and the main concepts Substations to thermal networks can be connected in two basic concept: the dependent and independent schemes. The set of block heating stations include: metering and regulating heat exchangers plate, pumps, circulators, Valves, filters, strainers, check valves, instrumentation equipment, automation control panels work of appliances and equipment, technical documentation required for the installation and operation of btp.




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